Helpful Calculators

Automobile Calculators
Should I lease or purchase an auto?Auto purchase - Loan versus 0% dealer financing?What would my auto payments be?Should I upgrade to a more fuel efficient vehicle?Auto loan - Accelerated payoffHow much vehicle can I afford?
Cash Flow Calculators
How does inflation impact my standard of living?How much am I spending?How much do I need for emergencies?Should I pay down debt or invest more?How long will my money last?Historical inflation - Compare purchasing powerWhat is my projected net worth?Value of reducing or foregoing expenses.Should my spouse enter the work force?What is my current cash flow?What is my projected cash flow?What is my current net worth?
College Calculators
How much should I be saving for college?Will I be able to pay back my student loans?Advantages of the Coverdell ESA.Advantages of a 529 College Savings PlanWhat is the value of a college education?What are the payments on a parental (PLUS) loan?Should I live on campus, off campus or at home?When should I begin saving for childs college?
Credit Calculators
What is the balance owing on my loan?What would my loan payments be?Re-structuring debts for accelerated payoffShould I consolidate my personal debt?What is the impact of making extra debt payments?Do I have too much debt?How long will it take to pay off my credit card(s)?How long until my loan is paid off?Which is better, cash up front or payments over time?Should I pay off debts or invest the money?
Insurance Calculators
What are my long-term care insurance needs?How much disability income insurance do I need?How much will I earn in my lifetime?What are the tax advantages of an annuity?How long will my current life insurance proceeds last?How much life insurance do I need?What is my life expectancy?What are my needs for burial and final expenses?What is the future value of an annuity?Which is better, comprehensive plan or high-deductible plan with HSA?What are the chances of becoming disabled?
Investment Calculators
How should I allocate my assets?Compare taxable vs. tax-free investment returnWhat is the value of a bond?What is the return on my real estate investment?What is the value of compound interest?What is the value of a call or put option?Taxable vs. tax-advantaged saving comparison.What is my risk tolerance?What is the long-term impact of increased return?Certificate of deposit (CD) analyzerWhat is the dividend yield on a stock?How do expenses impact mutual fund returns?Certificate of deposit (CD) laddering strategy
Home & Mortgage Calculators
How much home can I afford?Should I refinance my home mortgage (breakeven)?Mortgage calculatorComparing mortgage terms (i.e. 15, 20, 30 year)Should I pay discount points for a lower interest rate?Should I rent or buy a home?Should I convert to a bi-weekly payment schedule?Compare a no-cost vs. traditional mortgageWhat are the tax savings generated by my mortgage?Which is better, fixed or adjustable-rate mortgage?Adjustable rate mortgage calculatorHow do closing costs impact the interest rate?Compare an interest-only vs. traditional mortgageHow much can I borrow from my home equity (HELOC)?
Paycheck & Benefits Calculators
What is the impact of increasing my 401(k) contribution?What may my 457 Plan be worth?What may my 401(k) be worth?How much will my company bonus net after taxes?How will payroll adjustments affect my take-home pay?Convert my salary to an equivalent hourly wage.Convert my hourly wage to an equivalent salary.What is the future value of my employee stock options?Should I exercise my "in-the-money" stock options?What is the impact of increasing my 457 Plan contribution?
Qualified Plan Calculators
Evaluate my company pension payout optionsHow much can I contribute to an IRA?How much retirement income can my IRA provide?Should I convert to a Roth IRA?What will my qualified plan be worth at retirement?What is my current year required minimum distribution?What is my projected required minimum distributions?What are my lump sum distribution options?How do I maximize my employer 401(k) match? What is the impact of borrowing from my 401(k) plan?What is the impact of early withdrawal from my 401(k)?Net unrealized appreciation (NUA) vs. IRA rollover?I am self-employed, how much can I contribute to a retirement plan?What are my Stretch IRA distributions?
Retirement Calculators
How will retirement impact my living expenses?How much will I need to save for retirement?Are my current retirement savings sufficient?Social security retirement income estimatorHow does inflation impact my retirement income needs?I am retired, how long will my savings last?When should I begin saving for retirement?Should I convert discretionary expenses to savings?How much retirement income may my 401(k) provide?Compare a Roth 401(k) to a Traditional 401(K)
Saving Calculators
Income generated by a savings plan.How long will it take to double my money?How long until my savings reach my goal?Save now vs. save later How much should I save to reach my goal?What will my current savings grow to?Calculate rate of returnHow do taxes and inflation impact my return?What is my effective annual yield?Becoming a millionaire
Taxation Calculators
Should I itemize or take the standard deduction?Tax freedom dayWhat is my potential estate tax liability?Federal Income Tax Estimator (Current Year)Should I adjust my payroll withholdings?Will my investment interest be deductible?How much self-employment tax will I pay?Capital gains (and losses) tax estimatorCompare taxable, tax-deferred, and tax-free growthHow much of my social security benefit may be taxable?What are the tax implications of paying interest?What is my taxable-equivalent yield?
Insurance Websites Designed and Hosted by Insurance Website Builder
Calculators designed and hosted by CalcXML


Auto Quote Home Quote Life Quote Business Quote Auto, Home, Life, Business

Automobile Insurance Business Insurance Homeowners Insurance Motorcycle & Boat Insurance
Join Our Newsletter Partners Program Refer A Friend Get A Quote
Home About Service Center Blog Resources ContactGet A Quote
Universal Insurance Agency Inc | 374 Belmont Street, Worcester, MA 01604 | 508-752-9333 Powered by Insurance Website Builder
Blog RSS Feed Facebook Twitter LinkedIn Google Plus
Universal Insurance Agency, Inc., Insurance Agency, Worcester, MA